With our comprehensive Online Fraud Protection Guarantee and No Worries Guarantee, you can spend on your American Express Credit Card with total peace of mind. We’ll protect you against fraud, faulty goods and even if you change your mind, we guarantee you worries free.

For example, American Express Reward Credit Cards and Charge Cards offer Return Guarantee on eligible items bought in Hong Kong. Just bring them back to us within 30 days of purchase and we will give you a refund on your Card. Then there's our valuable 45 Days Cover, designed to give American Express Cardmembers peace of mind, it insures you against accidental damage or theft for up to 45 days after the date of purchase.